My Husband Pretended to Rent Our House While He Actually Owned It, Karma Didn’t Let It Slide

Emma had always been the frugal one, making sure that after her rent was taken care of, she still had enough money to make ends meet. But one day, when her husband is away for work, Emma takes care of the rent payment, only to discover that the rent she’s been paying is actually for her mother-in-law’s monthly allowances. Emma and Karma team up, ready to serve justice.

I had always been frugal, meticulously budgeting every penny of my salary. New clothes, makeup, and vacations were all luxuries that I saw my friends indulge in, but they were dreams I had to put on hold.

A woman counting money | Source: Pexels

A woman counting money | Source: Pexels

“I just want to go on a vacation in a sunny place,” I told my best friend, Jessica. “To just lounge around on the beach and sip cocktails.”

“Soon,” Jessica would say. “I know that you’re close to sorting the house out and finally being free of rent and whatnot.”

People holding drinks at the beach | Source: Pexels

People holding drinks at the beach | Source: Pexels

The house. That was where our problems had begun.

Every month, a significant portion of my paycheck went toward the rent of our little home. Paul, my husband, and I both contributed to the rent, but he always handled the payments to our elusive landlord.

I trusted him implicitly, and of course, I never questioned his actions.

A Surburban house | Source: Midjourney

A Surburban house | Source: Midjourney

“Don’t worry, darling,” Paul would say. “I’ll take the money from our joint account each month and do the rest.”

Years passed, and my sacrifices continued. Paul took care of the power and the water bills, and we both contributed to the groceries. As difficult as it sometimes was, we both knew that it was just something that needed to be done.

A couple standing outside a store | Source: Midjourney

A couple standing outside a store | Source: Midjourney

One day, Paul had to leave early for a short business trip. It wasn’t anything new, and we had both gotten used to him going away on these trips.

“Do you want me to take care of rent?” I asked as I helped him pack his clothes away. “I know that you’re going to be traveling on the first of the month.”

“No, but thank you,” he said. “I’ll try and log on from my laptop and do it, or I’ll just handle it when I’m back.”

An open suitcase | Source: Pexels

An open suitcase | Source: Pexels

“Honey, you’re already doing so much for us. Let me lighten the burden and help,” I said.

Paul sighed deeply and took two ties out of his closet.

“It’s fine, Emma,” he said curtly. “I’ve got it under control.”

A man holding ties | Source: Midjourney

A man holding ties | Source: Midjourney

My husband left early the next morning and that was it. He didn’t speak about the rent topic again.

As the days went by and the rent was due the following day, I left my office during lunch to go to the bank.

“Where are you headed off to?” Jessica asked me as I gathered my handbag and cellphone before leaving the office.

A woman in an office | Source: Pexels

A woman in an office | Source: Pexels

“Just to the bank,” I replied. “I’ll be back soon and then we can get something for lunch.”

I walked into the bank ready to make a payment and lighten my husband’s load. But what I discovered was a different reality altogether.

I approached a teller and explained my situation, giving her all my relevant details.

A large building | Source: Unsplash

A large building | Source: Unsplash

“I just need to transfer rent money to my landlord,” I said. “My husband usually does this stuff, but he’s away on business.”

The teller smiled at me and looked at my identity document before continuing.

“Certainly, ma’am,” the teller said, pulling up the account details. “Could you confirm the account number?”

A bank teller at her desk | Source: Midjourney

A bank teller at her desk | Source: Midjourney

I read the number off the notepad I had taken from Paul’s desk that morning. He had a habit of writing all his important information on that one notepad.

“Thank you,” the teller said, typing the number in.

“A Mrs. Helen Parker?” she asked. “That’s your landlord’s account?”

A woman holding a notebook | Source: Midjourney

A woman holding a notebook | Source: Midjourney

I blinked in confusion.

“Helen Parker? Are you sure that’s what it says?” I exclaimed, my hands feeling clammy.

The teller, sensing that something was amiss, double-checked the records, frowning slightly as she concentrated.

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

“This is the account that has been receiving money from your account. It’s actually been receiving money for years.”

Paul’s mother. Helen Parker was Paul’s mother.

“There must be some mistake, surely,” I said.

A woman at her desk | Source: Midjourney

A woman at her desk | Source: Midjourney

“I’m afraid not, ma’am,” she said. “This account has consistently received the monthly payments. Look, I can print it all out for you if you’d like to go through it yourself.”

I nodded, too numb with shock.

I left the bank and drove home in a daze, forgetting that I needed to get back to work entirely.

A woman driving | Source: Pexels

A woman driving | Source: Pexels

Once home, I went straight to Paul’s study and began rifling through his drawers. I needed answers.

“How on earth have I been paying for his mother’s lifestyle all these years?” I said aloud.

It didn’t take long to find everything I needed. There it was, the ownership document for our house, signed and dated years ago, with Paul listed as the sole owner.

Open desk drawers | Source: Midjourney

Open desk drawers | Source: Midjourney

I didn’t know what to think, so I sat in silence for a few moments until my phone rang.

“Emma?” Jessica’s voice ran through the room. “Are you okay? Why didn’t you come back to the office?”

Quickly, I caught my best friend up on the drama.

A woman talking on the phone | Source: Pexels

A woman talking on the phone | Source: Pexels

“So, the rent that you’ve been paying is actually Helen’s allowance?” Jessica gasped. “That’s so ridiculous!”

“Yes,” I replied, holding my head in my hands. “I don’t know what to do. Paul is away for the next few days.”

“Did he take his laptop?” Jessica asked.

“No, actually, he didn’t,” I replied.

“Then go through it! Look for more information!”

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

My hands trembling, I turned on his laptop and found a series of messages exchanged between Paul and Helen. The messages detailed their plan, discussing how they would keep me in the dark and ensure I continued to pay rent, funneling my money straight to her.

“What the heck?” I muttered under my breath.

A close-up of a shocked woman | Source: Midjourney

A close-up of a shocked woman | Source: Midjourney

As the full weight of the betrayal settled on me, karma arrived with no delay. That evening, a violent storm swept through our town, leaving floods behind.

Of course, my house was one of them.

By the next morning, water started seeping through the ceiling, and within minutes, the whole house was flooded.

Water falling through a ceiling | Source: Midjourney

Water falling through a ceiling | Source: Midjourney

I took my belongings and went to a hotel. I wasn’t about to suffer through this alone.

“You can come to me,” Jessica said when I called to tell her that I was staying at a hotel.

“No,” I said. “I don’t plan on staying in the house long, so I’ll be here for a while. When Paul returns home, I’ll go to the house and get the last of my things.”

A hotel room | Source: Midjourney

A hotel room | Source: Midjourney

On the day that Paul was scheduled to come home, I went over to the house and worked my way through the things that were not damaged by the flooding.

“Emma, are you okay?” he asked as he stepped into the house. “What happened here?”

I turned to him, my eyes cold.

An upset woman | Source: Midjourney

An upset woman | Source: Midjourney

“I’m fine. But the house isn’t. The ceiling doesn’t look too good in some places. But it’s a good thing that’s not our house, right? The landlord’s insurance can cover it.”

To his credit, my husband isn’t stupid and he was able to pick up on my sarcasm easily.

Paul paled, realizing that he was trapped.

“Emma, I can explain,” he said.

“Don’t bother,” I interrupted. “I found the bank records, the ownership documents, and your messages to Helen. I know everything.”

A man looking down | Source: Midjourney

A man looking down | Source: Midjourney

Paul’s shoulders slumped in defeat.

“How could you do that to me?” I asked quietly. “Especially after knowing that I wanted to do things for myself. I wanted us to go on trips together and make memories. But all this time, I was just using my hard-earned money to take care of your mother?”

“What do you want me to tell you? That she’s old and needs it?” Paul asked.

A smiling older woman | Source: Pexels

A smiling older woman | Source: Pexels

“We both know that’s not the case,” I retorted. “Your father left everything to her. She’s doing fine. And in any case, it’s not that I wouldn’t have wanted to help Helen if I knew. It’s the fact that you’ve been lying for years.”

“Just wait,” Paul said. “I’m sure that we can work through this.”

“No, we cannot,” I replied. “You’ve been using me for years and I’m finally done with all of this.”

A man looking at his phone | Source: Midjourney

A man looking at his phone | Source: Midjourney

I walked out of the house and went back to the hotel where Jessica promised to come over and spend the evening with me.

The next day, I consulted a lawyer and fought to reclaim the money that I had unknowingly handed over to Helen.

A lawyer sitting in his office | Source: Midjourney

A lawyer sitting in his office | Source: Midjourney

In the end, justice prevailed and the court ruled in my favor, ordering Paul and his mother to repay every cent I had given them over the years.

With my newfound financial freedom, I got myself a little apartment, someplace that I could easily lock up and leave when it was time for a getaway.

And as for Paul? After the money was settled, I filed for a divorce, and left him in the past with his mother.

A living room in an apartment | Source: Midjourney

A living room in an apartment | Source: Midjourney

What would you have done?

If you enjoyed this story, here’s another one for you |

My Kids Listed My House on Airbnb While I Was in the Hospital — I Found a Way to Teach Them a Lesson

A phone opened to an Airbnb app | Source: Pexels

A phone opened to an Airbnb app | Source: Pexels

Mariah had been feeling less than healthy lately, causing her to admit herself to the hospital so that she could have a check-up. But in her absence, her children decided to rent out her house as an Airbnb, ready to pocket the money for themselves. When Mariah found out, she decided to teach her children a lesson.

If I was being honest, I didn’t know how I felt about my children’s betrayal. But it hurt me to imagine that while I had been away at the hospital, my children were perfectly fine with having strangers take over my home.

“What were they thinking?” I asked myself.

They hadn’t given a second thought to people using the mugs I had hand-painted, or people sitting in their father’s worn armchair. Paul has been deceased for a few years now, but it still felt like his chair.

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

My FIL Moved Into Our House After My MIL Ended Up in the Hospital & He Tried to Make Me His Maid — He Didn’t Expect My Response

When my father-in-law moved into our home, I thought we were doing him a favor. But soon, his presence turned into something I never could’ve anticipated — something that tested my patience, my marriage, and my limits.

When my mother-in-law ended up in the hospital unexpectedly, my father-in-law, Frank seemed utterly lost. He’d always depended on her for everything — cooking, cleaning, even remembering to take his medication. Without her, he was like a rudderless ship.

“I don’t know what to do with myself,” he admitted when my husband, Brian, and I visited him a few days after the incident. His cheerful voice was low, and his shoulders drooped.

Brian squeezed my hand, giving me the look — the one that said he was about to make an impulsive decision I’d have to clean up later. Sure enough, he turned to his dad and said, “Why don’t you come stay with us for a bit? It’ll be better than being alone.”

Son talking to his depressed dad | Source: Midjourney

Son talking to his depressed dad | Source: Midjourney

Frank’s eyes lit up, and before I could process what just happened, he was moving into our guest room with an alarming amount of suitcases for someone who claimed it was “temporary.”

At first, it was fine. He seemed grateful, even a bit shy about imposing. But then little things started to change.

“Hey, dear,” he called out one afternoon while I was on a Zoom call for work. “Can you grab me some coffee? I can’t find the pods.”

“They’re right on the counter,” I replied.

“Yeah, but you know how to work the machine better,” he said, chuckling as though I’d find this endearing.

Senior man seated next to a coffee making machine | Source: Midjourney

Senior man seated next to a coffee making machine | Source: Midjourney

Then it was, “Can you fix me a sandwich?” and “Don’t forget my toast in the mornings, I like it just golden.” One day, he even handed me a basket of his clothes, saying, “I’ll need these for golf tomorrow. Thanks, daughter.”

Each time, Brian was “too busy” to notice. But my patience? That was wearing dangerously thin. I wasn’t sure how much longer I could play along.

The breaking point came on a Thursday evening — a night I’ll never forget. My father-in-law decided to host poker night at our house, apparently without feeling the need to ask me first.

“Just a couple of guys, nothing big,” he’d said that morning, flashing a grin as he searched through the fridge. “We’ll keep it clean. You’ll barely notice we’re here.”

Senior man standing next to the fridge talking to his daughter-in-law | Source: Midjourney

Senior man standing next to the fridge talking to his daughter-in-law | Source: Midjourney

Barely notice? By 8 p.m. the living room was transformed into a smoky den of laughter, chips clinking, and loud chatter. And me? I was in the kitchen, balancing trays of snacks and refilling drinks like an unpaid server.

“Hey, we’re out of beer!” one of his friends yelled. “Sweetheart,” Frank called to me, not even bothering to stand, “Can you grab some from the garage?” I clenched my jaw, my blood boiling, but I grabbed the beer.

When another one of his friends tapped his glass and said, “A little more ice,” I nearly lost it.

Senior men hanging out | Source: Midjourney

Senior men hanging out | Source: Midjourney

After the game, as Frank walked his buddies to the door, I overheard him chuckling and saying to Brian, “See? That’s how you should treat a woman.”

The words hit me like a slap. I felt my stomach twist as the realization sunk in. This wasn’t just about poker night — it was about a pattern. I’d seen it for years in the way Frank treated my MIL like she was there solely to cater to him. Now he was training my husband to do the same.

Father and son having a conversation | Source: Midjourney

Father and son having a conversation | Source: Midjourney

It started small, almost unnoticeable. “Hey, can you grab me a drink while you’re up?” Brian would ask, even when I wasn’t already standing. At first, I didn’t think much of it — he’d always been good about splitting chores and being considerate. But then, those small favors turned into expectations.

One evening, as I was folding laundry, Brian walked past with a plate from his dinner. Instead of putting it in the sink like he always did, he left it on the coffee table. “Can you take care of that?” he asked, not even breaking stride.

Another time, I was in the middle of preparing dinner when he strolled into the kitchen. “Don’t forget I need my blue shirt ironed for tomorrow,” he said, planting a kiss on my cheek like it would soften the demand.

Couple in the kitchen preparing dinner | Source: Midjourney

Couple in the kitchen preparing dinner | Source: Midjourney

That was it. “No, Brian,” I said, my voice firm. “I’ve taken it seriously enough. You both need to understand—this stops now. I am not your maid, and I am not his either.”

The tension in the room was thick, and I could see Brian’s stunned face as I walked out, determined that things were about to change—for good.

The very next morning, after a sleepless night of seething and strategizing, I sat down at the dining table with my laptop and began typing out a “rental agreement.” I wasn’t going to charge Frank rent, but I wanted clear, no-nonsense rules. If he was going to stay under our roof, things were going to change.

Woman using her laptop | Source: Pexels

Woman using her laptop | Source: Pexels

The rules were simple but non-negotiable:

  1. I cook one meal for everyone each day. If someone wants something else, they can cook it themselves.
  2. If you’re physically capable of doing something, you do it yourself—this includes fetching drinks, laundry, and cleaning up after meals.
  3. Everyone cleans up after themselves. Dishes go in the dishwasher, not the sink. The laundry will be folded and put away by the person who wore it.
  4. If you invite guests over, you’re responsible for hosting them, including food, drinks, and cleanup.
  5. No sexist comments or behavior — this house operates on mutual respect, period.
  6. Contributions to household chores are expected, not optional. You live here; you pitch in.
Identical cubes with RULES inscription | Source: Pexels

Identical cubes with RULES inscription | Source: Pexels

I printed it out, stapled the pages together, and waited until Frank came into the kitchen. He looked startled to see me sitting there, sipping my coffee with a hard copy of the rules in front of me.

“Morning,” he said cautiously, sensing the shift in my demeanor.

“Morning,” I replied, pushing the document toward him. “We need to talk.”

“What’s this?” he asked, frowning as he scanned the first page.

“It’s a rental agreement for staying in this house,” I said evenly. “These are the rules moving forward.”

Frank blinked at me, his face turning red. “Rules? What is this, the army? I’m your guest!”

Annoyed senior man | Source: Midjourney

Annoyed senior man | Source: Midjourney

“No,” I said sharply. “You’re not a guest anymore. You’ve been here for weeks. You’re family, which means you’re not entitled to sit back while everyone else waits on you. This is how it’s going to work if you’re staying here.”

Brian walked in midway through the exchange, yawning and rubbing his eyes. “What’s going on?” he asked, glancing between us.

“Your wife is trying to turn this house into a dictatorship,” Frank said, slapping the paper onto the table.

Brian picked up the agreement and skimmed it. “Uh, isn’t this a bit… much?” he said, hesitating.

Young man in deep thoughts reading a document | Source: Pexels

Young man in deep thoughts reading a document | Source: Pexels

“No, Brian,” I said, meeting his eyes. “What’s much is your father treating me like I’m his maid? And lately, you’ve started doing the same. That stops today.”

The room fell silent. Frank looked like he was ready to explode, and Brian seemed torn. But I held my ground, unflinching.

“You can either follow the rules,” I said, standing up, “or find somewhere else to stay.”

Frank opened his mouth to argue but closed it again, realizing I wasn’t bluffing. For the first time in weeks, I felt in control — and I wasn’t about to let that go.

Young woman and a senior man having a conversation | Source: Midjourney

Young woman and a senior man having a conversation | Source: Midjourney

When my mother-in-law, Sarah, finally came home from the hospital, I was both nervous and relieved. Nervous because I had no idea how she’d react to what I’d done, and relieved because, frankly, Frank had been a handful.

As she settled on the couch, sipping the tea I’d made her, I slid the “rental agreement” across the table. “Sarah,” I began, choosing my words carefully, “I need you to see this. It’s something I worked on while Frank was staying here.”

Her brows furrowed as she read, her lips tightening at first. By the time she got to Rule 5, she glanced up at me with a knowing smile. “Oh, I like this one,” she said. “Mutual respect. Novel concept for him.”

Senior woman smiling while reading a document | Source: Midjourney

Senior woman smiling while reading a document | Source: Midjourney

I exhaled, grateful she didn’t seem offended. “I know you care deeply about him,” I said, sitting beside her. “But Sarah, he’s been relying on you for far too long. It’s not fair to you. And while he was here… well, let’s just say I realized how much you’ve been carrying all these years.”

Her eyes softened, and for a moment, I saw a flicker of exhaustion. “You’re right,” she said quietly. “It’s been like this since the day we got married. I just… I thought it was my job.”

“No,” I said firmly, taking her hand. “It’s time for him to step up. Not just for your sake, but for his.

Sarah chuckled, shaking her head. “I wish I’d done this years ago.”

Senior woman and her daughter in law reading a document | Source: Midjourney

Senior woman and her daughter in law reading a document | Source: Midjourney

When Frank came into the room, Sarah waved the paper in the air. “You’ve got work to do, mister,” she said, her voice playful but firm.

He groaned, muttering something about a conspiracy, but Sarah stood her ground.

As they walked into the kitchen together, I couldn’t help but smile. For the first time, it felt like Sarah wasn’t carrying the entire load alone.

“Hey,” Brian said, coming up behind me. “You really think he’ll stick to it?”

I turned, watching Sarah guide Frank to the sink where she handed him a dish towel. For the first time, he didn’t argue — he just started drying.

I smiled, my voice steady. “He doesn’t have a choice. Because this time, we’re all playing by the rules.”

Family setting dinner on the table | Source: Midjourney

Family setting dinner on the table | Source: Midjourney

Love this story? You won’t want to miss the next one: My FIL threatened me after I caught him with his mistress in a café—But karma stepped in at just the right moment. You won’t believe how it all unfolds! Click here to dive in.

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

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