My Late Mom Left Me a Trust Fund, but My Dad Took Money from It for His Stepdaughter — I Finally Retaliated

My mom was my everything, and when cancer took her, she left me memories and a lifeline — a trust fund meant for my future. When my dad greedily started using it for his stepdaughter, it felt like he was erasing Mom’s memory piece by piece. I couldn’t let him take what was left of her or me.

There’s this thing about losing someone you love — you carry the weight of it forever, even if it doesn’t show. I lost my mom to breast cancer when I was ten. One day, she was there, brushing my hair and humming to some old rock song, and the next, she was gone. Just like that.

A grieving young woman mourning before a loved one's grave | Source: Freepik

A grieving young woman mourning before a loved one’s grave | Source: Freepik

I remember our last conversation like it was yesterday. She was sitting on her hospital bed, her fingers weakly running through my hair.

“Promise me something, baby girl,” she whispered.

“Anything, Mom,” I said, trying to hold back my tears.

“Promise me you’ll never let anyone dim your light. You’re so special, Iris. So incredibly special.”

A sad woman sitting on a hospital bed | Source: Pexels

A sad woman sitting on a hospital bed | Source: Pexels

She didn’t leave me with much — just a few photos, the smell of her favorite vanilla perfume lingering on her scarves, and a trust fund she set up for me before she passed.

“This is for Iris,” she’d told my dad and my grandparents. “For her education and her future. Promise me she’ll always have it.”

They promised. My dad promised too. But promises don’t mean much when someone’s not around to hold you to them.

A trust agreement on a table | Source: Midjourney

A trust agreement on a table | Source: Midjourney

My dad remarried two years later. His new wife, Marianne, came with her own baggage: a twelve-year-old daughter named Emily.

I didn’t mind at first. Mom was gone, and I thought maybe this could be a new chapter.

But I quickly learned how things would work in our house: Emily first, Marianne second, Dad somewhere in the mix, and me? Not even in the picture!

An annoyed girl | Source: Pexels

An annoyed girl | Source: Pexels

It started small. Once, our fridge and shower broke at the same time. Dad took money from the trust fund without my permission to fix them.

“I’ll pay it back,” he said like it was no big deal. A week later, he bought Emily a MacBook for her birthday. On mine? A $100 gift card.

It wasn’t the money — it was the message.

Over the years, he kept dipping into the fund for car repairs, home renovations, and things that had nothing to do with me. “It’s just temporary,” he’d always say. But the withdrawals kept piling up, and the “temporary” excuses wore thin.

A frustrated teenage girl | Source: Pexels

A frustrated teenage girl | Source: Pexels

By the time I got to college, I didn’t need the money for tuition because of my scholarship. That didn’t stop him from finding new ways to use it, though. Every time I brought it up, he brushed me off. “Don’t stress, Iris. It’s safe.”

Safe. Right.

“You understand, don’t you, Iris?” That’s what he’d always say when something I needed got pushed aside for Emily. New clothes for her pageant? Sure. My vacation? Maybe next year. It stung, but I swallowed it down.

But the swallowing got harder.

I’ll never forget the day I realized how much of Mom’s trust fund was gone. It was late one night during my final year of college. I’d overheard Emily talking to her friends about how “Daddy” was covering the cost of her new car. My stomach twisted as I thought about the fund.

A delighted woman talking on the phone | Source: Midjourney

A delighted woman talking on the phone | Source: Midjourney

“Can you believe it?” Emily squealed through the thin walls. “A brand new BMW! Daddy said I deserve it for making it to nationals!”

My hands trembled as I sat at my desk, memories of Mom’s words echoing in my head: “This is for Iris. For her future.”

It had been years since I’d seen the account. My dad had told me not to “stress over it.” But now, something felt off, and I decided to check it.

I logged into the account, and my heart sank. The numbers didn’t make sense. Thousands were missing. Pageant fees. A water heater. Emily’s car. Every withdrawal was like a punch in the gut.

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

By the time I closed my laptop, my hands were shaking. This wasn’t just money. It was Mom’s legacy. She’d trusted Dad to protect it, and he’d drained it like it was his personal wallet.

I called my grandma the next morning.

“Sweetheart,” she said after I told her everything. “This has gone on long enough. You have to stand up to him.”

“I can’t breathe, Grandma,” I sobbed into the phone. “It feels like he’s erasing Mom piece by piece. Like he’s erasing ME.”

“Oh, my sweet girl,” she whispered. “Your mother would be furious right now. She fought so hard to make sure you’d be taken care of.”

“I know,” I cried, my throat tight. “I trusted when he said he’d put the money back. But he’s only been draining Mom’s hard-earned money.”

A worried older woman talking on the phone | Source: Midjourney

A worried older woman talking on the phone | Source: Midjourney

“Your mother was a fighter,” Grandma added. “And so are you. It’s time to show them that.”

“I will when the right time comes,” I said, my heart heavy as I hung up.

It all came to a head a week later. Graduation was around the corner, and I was finally ready to celebrate after four years of sleepless nights and busted printer deadlines. I called Dad and told him I was graduating on December 20th. I could hear the pause on the other end of the line, long enough for my stomach to drop.

A woman calling her father | Source: Midjourney

A woman calling her father | Source: Midjourney

“Oh, December 20th?” he said finally. “That’s when Emily’s pageant is. We’ve already made plans.”

“You’re missing my graduation for a pageant?”

“Ah, c’mon, Iris. Graduation’s not a big deal. You’ll have more of those. But this pageant? It’s her chance to shine.”

I didn’t even realize I was gripping my phone so hard until my fingers started to hurt. “You’re kidding, right?”

A woman engrossed in a phonecall | Source: Pexels

A woman engrossed in a phonecall | Source: Pexels

I heard Marianne chime in, her tone dripping with condescension from the background. “Don’t be selfish, Iris. Graduations happen all the time. Emily’s pageant is once-in-a-lifetime.”

“Selfish?” I spat. “Dad, this isn’t about being selfish. This is about you choosing Emily over me. Again.”

“That’s not fair —” he protested.

“Not fair? You want to talk about fair? When was the last time you chose me? When was the last time you even saw me?”

A man on a phonecall | Source: Midjourney

A man on a phonecall | Source: Midjourney

“Of course I see you, Iris.”

“No, you DON’T!” The words burst out of me like a dam breaking. “You see Emily. You see her pageants and her dance recitals and her EVERYTHING. But me? I’m just the ghost in the corner. Mom’s leftover that you don’t know what to do with.”

“Iris, that’s enough!”

“No, it’s not enough! It’s never been enough!” I cried, years of hurt pouring out. “Do you know what Mom’s last words to me were? She made me promise not to let anyone dim my light. But you’ve been doing exactly that for years, Dad. Years!”

A furious woman talking on the phone | Source: Pexels

A furious woman talking on the phone | Source: Pexels

He sighed like I was being unreasonable. “We’ll celebrate when we’re back. I promise.”

The word “promise” hit me like a slap. “Your promises don’t mean anything anymore,” I whispered. “They haven’t since Mom died.”

I hung up without saying goodbye. My grandparents, at least, showed up for my graduation. Seeing their proud faces in the crowd made the day feel a little less lonely. They hugged me so tightly afterward, reminding me that someone still cared. I was happy, but I had one last thing to do.

A heartbroken woman | Source: Midjourney

A heartbroken woman | Source: Midjourney

The next day, I walked into Dad’s office with the account statements in hand. My stomach was doing backflips, but I couldn’t let that stop me.

“We need to talk,” I said, shutting the door behind me and dropping the papers on his desk.

Dad looked up from his computer, frowning. “What’s this?”

“The trust fund statement. Mom’s trust fund. The one you’ve been draining for years.”

His face paled, but he tried to play it off. “Iris, come on. Everything I’ve spent was for the family. You’ve never needed it. You had a scholarship.”

“That money wasn’t for the family,” I cut in. “It was for ME. For MY future. And you spent it on Emily. Don’t even try to deny it. The statements don’t lie.”

A stack of documents on a table | Source: Midjourney

A stack of documents on a table | Source: Midjourney

“You don’t understand what it’s like,” he stood up, his voice rising. “Being a father, trying to blend two families —”

“And you don’t understand what it’s like watching your father erase every trace of your mother!” I shot back. “That money was the last thing she could give me, and you treated it like your personal ATM!”

He leaned back in his chair, his jaw tightening. “I did what I had to do.”

“No,” I said, standing my ground. “You did what was convenient for you. And now you’re going to pay it back. Every penny.”

His laugh was bitter. “And if I don’t?”

“Then I’ll sue you.”

A woman crossing her arms and pointing her finger at someone | Source: Pexels

A woman crossing her arms and pointing her finger at someone | Source: Pexels

The room went silent. For the first time in my life, I saw real fear in his eyes.

“You wouldn’t,” he said finally.

“Mom always said I had her backbone,” I replied. “Maybe it’s time you remembered that.”

The fallout was as messy as I expected. My stepmom and stepsister called me, yelling through the phone. “How could you do this, Iris?” Marianne’s voice was shrill like I had personally burned their house down.

“Do what?” I said, gripping my phone tighter. “Stand up for myself? Demand the respect I’ve never gotten from you people?”

An annoyed senior woman | Source: Midjourney

An annoyed senior woman | Source: Midjourney

“Don’t make this about you,” she snapped. “You’re punishing us because we couldn’t be in two places at once. You know how much Emily’s pageant meant to her!”

“And my graduation didn’t mean anything to you,” I fired back. “I’ve had enough, Marianne. I’m done.”

“How dare you? After everything we’ve done for you?”

“Done for me?” I laughed hollowly. “What exactly have you done except try to replace everything about Mom?”

A young woman laughing | Source: Midjourney

A young woman laughing | Source: Midjourney

“I tried to be a mother to you!”

“No,” I snapped. “You tried to erase my mother. There’s a difference.”

She called me a “selfish” brat. But I didn’t back down.

Under the U.S. law, she and Dad had no leg to stand on. My grandparents helped me draft the legal documents, and by the time I handed them over, Dad knew he was out of options.

A month later, the money was back in my account. They’d taken out loans to do it, but that wasn’t my problem. I moved out the next week and settled into my grandparents’ house temporarily. It felt good to be somewhere warm and safe for once.

A woman with a suitcase and bag | Source: Pexels

A woman with a suitcase and bag | Source: Pexels

“You’ve always been stronger than you think, Iris,” Grandma said one night as we sat on the porch. She wrapped her cardigan around my shoulders, and it smelled like Mom’s vanilla perfume.

“I didn’t feel strong,” I admitted, staring at the stars. “I just felt angry.”

“Sometimes, anger is what we need to get moving,” she said with a smile. “Your mother… she knew this might happen, you know. That’s why she made us promise to watch over you.”

“She did?”

“Oh yes. She said, ‘My Iris might bend, but she’ll never break.’ She knew exactly who you were, sweetheart.”

I handed her a check the next day, a portion of the repaid money. She tried to refuse it, but I insisted. “You and Grandpa have done more for me than anyone else ever has. Please. Let me do this.”

A woman holding a check | Source: Midjourney

A woman holding a check | Source: Midjourney

She hugged me so tightly that I thought I might break. “We’re so proud of you. And your mom… oh, she would be over the moon.”

With the rest of the money, I enrolled in grad school and got my own apartment. It wasn’t fancy, but it was mine.

One night, as I unpacked some boxes, I came across an old photo of Mom and me. She was holding me in her lap, her smile soft and warm.

“I did it, Mom,” I whispered, running my fingers over the photo. “I kept my promise. I didn’t let them dim my light.”

A woman holding an old photograph | Source: Midjourney

A woman holding an old photograph | Source: Midjourney

My phone buzzed with a message from Dad. But I didn’t open it.

Instead, I texted Grandma: “I think I’m finally free.”

Her reply was immediate: “You are, sweetheart. You are. Your mother is probably dancing in heaven right now.”

I set the phone aside and smiled, my eyes misty. For the first time in years, I felt like I was finally living for me. Living how Mom had always wanted me to… bright and unafraid.

An emotional young woman | Source: Midjourney

An emotional young woman | Source: Midjourney

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

I Sold My Late Mom’s Belongings at a Flea Market, Where a Stranger’s Story Made Me Secretly Take a Hair from His Coat for a DNA Test — Story of the Day

While selling my late mom’s belongings, an older man recognized her pendant. His story shook me, and as he turned to leave, I took a strand of hair from his coat, determined to uncover the truth about my father.

After my mother passed away, I walked into our old house, and the silence hit me like a wave. The rooms felt hollow like they were waiting for someone who wasn’t coming back.

“Okay, just start,” I whispered to myself, though my legs refused to move.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

The air smelled faintly of her cinnamon rolls, always warm on Saturdays. I could almost hear the rustle of her dress as she walked through the hall, humming under her breath. But now, everything was still.

I forced myself toward the living room. Boxes were stacked neatly, waiting for me to decide their fate. My fingers hovered over the first one, and I sighed.

“This is ridiculous. It’s just stuff.”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

But every item pulled at me. Her old coffee mug, the one with the chip that I always told her to throw away. Her scarf, the one I’d borrowed without asking. I couldn’t let go, not yet.

And then I saw it. The pendant. It was tucked under a stack of faded letters. The emerald gleamed, catching the dim light.

“I’ve never seen this before. Where did this come from?”

Mom never wore jewelry like this. I stared at it.

“Well,” I said to myself again, “I guess it goes in the sale box.”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

***

The fair was alive with energy. The sweet, nutty aroma of roasted almonds and caramel was mixed with the faint tang of dust kicked up by the crowd.

My little table was wedged between a stall selling handmade candles and another offering second-hand books.

“Not exactly prime real estate,” I muttered to myself, rearranging a few items on the table.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

People walked by, some slowing down to glance at the assortment of belongings from my mother’s house. A couple picked up an old vase, murmured something to each other, and put it back. A child tugged at his mother’s sleeve, pointing at a set of vintage postcards.

“Excuse me,” a deep, slightly raspy voice broke through the noise.

I looked up to see an older man standing before me. His face was weathered, with deep lines etched around his eyes and mouth. He pointed to the pendant lying among the other items.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

“May I?” he asked.

“Of course,” I replied, watching as he picked it up carefully.

He held it up to the light. His expression softened.

“This pendant,” he began, his voice quieter now, “it’s beautiful. Where did it come from?”

“It belonged to my mother,” I explained, folding my hands nervously. “I found it while sorting through her things.”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

He didn’t respond immediately. Instead, he stared at the pendant as if it held a secret only he could see.

“I gave one just like this to a woman once,” he said finally, his words slow and deliberate. “Her name was Martha. We spent a summer together—years ago, decades really. It was… unforgettable.” His lips curved into a bittersweet smile. “But life pulled us apart. I never saw her again.”

My heart thudded in my chest.

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

“Martha,” I repeated under my breath. That was my mother’s name.

Could it be possible? I studied the man closely, searching for any hint of familiarity. I needed to get more information about him.

“Do you want to keep it?” I blurted, the words escaping before I could think them through.

He looked startled. “Oh, I couldn’t…”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

“I insist,” I said quickly. “But let me clean it first. I can make it look as good as new and send it to you later.”

His hesitation melted into a nod. “That’s very kind of you.” He reached into his coat pocket, pulling out a scrap of paper. “Here’s my address.”

“Thank you, Mr.?”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

“Jackson,” he said, scribbling quickly and handing me the paper.

As he returned the pendant to me, my eyes caught a strand of hair on his coat, fine and silver. Without a second thought, I reached out discreetly and plucked it between my fingers.

“Nice to meet you, Jackson,” I said, slipping the strand into my pocket.

I had what I needed. It was time to find out the truth.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

***

I wrestled with the decision for days before finally handing over the strand of hair for a DNA test. The question of whether Mr. Jackson could be my father consumed me. My mother had never spoken of him, and that part of her life felt like a stolen chapter from my own biography.

She had secrets that even her death couldn’t bury. In the end, my need for answers outweighed my doubts. I submitted the sample and waited.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

Weeks passed, each day stretching endlessly, but then the results arrived. My hands shook as I opened the envelope, and my breath caught in my throat as I read the words: 99% probability.

Jackson was my father.

“Are you sure?” I had called the clinic, my voice trembling.

“Absolutely,” the technician replied. “There’s no mistake.”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

Armed with this truth, I found myself standing outside Jackson’s modest house, the pendant clutched tightly in my hand. My heart pounded as I knocked on the door.

He answered almost immediately, his expression shifting from surprise to curiosity.

“Miss…?” he began, but I quickly interrupted, extending the pendant toward him.

“This is yours,” I said softly.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

He hesitated before taking it. But when I explained the DNA test, his expression changed sharply. His brows furrowed, and his mouth tightened.

“You did what?” he demanded.

“I had to know,” I replied, my voice steady despite my racing heart. “The test confirmed it. You’re my father.”

Before he could respond, a girl, maybe fifteen, appeared at his side. She slipped her hand into his, her wide eyes flickering between us.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

“This is Julia,” Jackson said, his tone suddenly protective. “My daughter.”

“Who’s this?” she asked softly.

The sight of her only deepened the storm in Jackson’s eyes. He turned back to me, his voice rising.

“You had no right to do this,” he snapped. “I don’t believe you. I think you’re here because you want something.”

“Want something?” I repeated, my frustration breaking through. “I don’t want anything from you! I’ve spent my entire life wondering who my father was. Wondering why he wasn’t there!”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

But my words fell flat. Jackson shook his head, his jaw tight.

“Leave,” he said firmly, stepping back and closing the door.

I stood there, stunned and heartbroken, until the door creaked open again. Suddenly, Julia slipped out.

“Wait,” she called, catching up to me. “You seem to be my sister, right?”

I hesitated, then nodded. “It’s possible.”

Her face lit up with a small smile. “Come back tomorrow. I’ll talk to him. Please.”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

***

The next day, I returned to Jackson’s house. I didn’t know what to expect. When he opened the door, he looked different—calmer, almost vulnerable.

“I owe you an apology,” he said, stepping aside to let me in. “Yesterday, I… I didn’t handle things well.”

“It’s okay,” I replied. “I understand. It was a lot to take in.”

We settled into the living room. The pendant lay in his hands as he turned it over slowly, his fingers tracing its edges. The silence stretched, but finally, he spoke.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

“I gave this to your mother the day I asked her to marry me,” he said, his voice low. “I didn’t have a ring, but I wanted her to know how serious I was. She laughed and said she didn’t need diamonds. But not long after that, she… she ended things.”

“Ended things?” I asked, my brow furrowing. “Why?”

He sighed heavily. “I was going to go abroad to follow my dreams. I asked her to go with me. I didn’t know she was pregnant. If I had…”

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

His voice trailed off, thick with regret.

“She never told me that,” I murmured. “She always said she was happy raising me alone. She never talked about you, not even once.”

Jackson looked up, guilt shadowing his face. “I think she wanted to protect you from… me. I didn’t fight for her the way I should have. And when I saw you yesterday, all I could think about was Julia. I was afraid of how she’d react, afraid of failing as a father again.”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

Julia, who had been sitting quietly in the corner, stepped forward.

“You didn’t fail me, Dad,” she said, placing a hand on his shoulder. “And maybe this is a chance to make things right. For all of us.”

I reached into my bag, pulling out an old journal I’d found in the attic.

“I found this,” I said, holding it out to Jackson. “It’s my mom’s diary. I think you should read it.”

His hands trembled slightly as he opened the worn book. “What does it say?”

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

I swallowed hard. “She wrote about why she left. She said she loved you, but she was scared. She’d just found out she was pregnant, and she thought… she thought you’d feel trapped. That you’d never follow your dream. I think she let you go because she loved you.”

“She couldn’t have been more wrong. She was my dream,” he whispered.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

The room fell silent, the weight of unspoken years pressing down on all of us. Finally, Jackson looked at me.

“I can’t change the past,” he said, his voice thick with emotion. “But if you’ll let me, I’d like to be part of your life now.”

That evening, we sat down for a simple dinner. The food didn’t matter. It was the warmth around the table that I’d been missing for so long. As Julia cracked a joke and Jackson smiled for the first time, I felt something shift inside me. For the first time in my life, I didn’t feel alone. I had found my family.

For illustration purposes only | Source: Midjourney

For illustration purposes only | Source: Midjourney

Tell us what you think about this story, and share it with your friends. It might inspire them and brighten their day.

Related Posts

Be the first to comment

Leave a Reply

Your email address will not be published.


*